Advertising Disclosure
Full transparency about how we operate and earn revenue.
Last Updated: January 2025
How We Make Money
KloverLoansApply is a loan comparison marketplace. We connect consumers with lending partners and earn compensation when users submit loan applications through our platform. This compensation may come in the form of a flat fee or a percentage of the loan amount.
Important: We are not a lender. We do not make credit decisions, approve loans, or set interest rates. All lending decisions are made by our partner lenders.
Our Editorial Independence
While we earn compensation from lending partners, our editorial content is independent. Our guides, articles, and educational resources are created to help consumers make informed financial decisions, not to promote specific lenders.
The order in which lenders appear on our site may be influenced by compensation, but we strive to present options that genuinely meet user needs. We encourage all users to:
- Compare multiple offers before applying
- Read all loan terms and conditions carefully
- Understand the total cost of borrowing, including APR and fees
- Consider their ability to repay before borrowing
Partner Relationships
We work with a network of lending partners that includes banks, credit unions, and online lenders. These partners are licensed in the states where they operate and are required to comply with federal and state lending regulations.
APR Disclosure
Annual Percentage Rates (APRs) displayed on our website are estimates based on the information you provide. Actual APRs may vary based on your credit profile, loan amount, loan term, and other factors determined by lenders. APRs for personal loans through our platform typically range from 5.99% to 35.99%.
Questions?
If you have questions about our advertising practices or business model, please contact us at support@kloverloansapply.com.