KloverLoansApply
Calculate your monthly payments, total interest, and compare different loan terms to find the best option for your budget.
Enter Loan Details
$
$1,000
$100,000
%
3%
36%
12 mo (1 yr)
84 mo (7 yrs)
24 mo
$--
Total: $--
36 mo
$--
Total: $--
60 mo
$--
Total: $--
Ready to Get Real Rates?
See personalized offers from 50+ lenders without affecting your credit score.
Check Your Rates →Monthly Payment
$487
Loan Amount
$15,000
Total Interest
$2,527
Total Payment
$17,527
Payoff Date
Jan 2028
Payment Breakdown
Principal: 85%
Interest: 15%
Amortization Schedule
See how your payments are applied to principal and interest over time.
Choose Shorter Terms
Shorter loan terms mean higher monthly payments but significantly less interest paid overall.
Make Extra Payments
Even small extra payments can reduce your loan term and total interest significantly.
Compare Multiple Lenders
APR varies widely between lenders. A 2% difference can save thousands over the loan term.